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Conventional

30 Year Fixed
Rate
6.250%
APR
6.436%
Points
1.000   ($3,000)
1-Day Change
Interest
0.000
APR
+0.049
Description

Conventional 30 comes with excellent advantages for qualified individuals.

Benefits
  • Lower overall cost

  • Usually obtained more quickly

  • No PMI with down payments of 20% or more

Conventional

15 Year Fixed
Rate
6.000%
APR
6.306%
Points
1.000   ($3,000)
1-Day Change
Interest
+0.125
APR
+0.206
Description

Conventional 15 comes with excellent advantages for qualified individuals.

Benefits
  • Lower overall cost

  • Usually obtained more quickly

  • No PMI with down payments of 20% or more

FHA

30 Year Fixed
Rate
5.750%
APR
6.930%
Points
1.000   ($3,000)
1-Day Change
Interest
0.000
APR
+0.047
Description

Allows buying a home with little money saved or a less-than perfect credit a reality.

Benefits
  • Lower credit and down payment requirements

  • Easier to qualify with already existing debt

  • FHA loans are assumable

VA

30 Year Fixed
Rate
5.750%
APR
5.930%
Points
1.000   ($3,000)
1-Day Change
Interest
0.000
APR
+0.047
Description

For qualified U.S. veterans, active-duty military personnel and certain surviving spouses.

Benefits
  • Zero down payment

  • No PMI

  • Generally lower and more competitive rates

These rates are current as ofMarch 21, 2024 17:20

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